Scholarships and Financial Aid: What You Need to Know

Paying for college can be stressful, but there are countless resources available to help. From merit-based scholarships to federal grants, understanding your financial aid options can lighten the load and open new doors.

Types of Financial Aid

Get familiar with the main categories: grants (need-based), scholarships (merit or talent-based), work-study (campus jobs), and loans. Each plays a different role in funding your education.

Where to Start

Begin by filling out the FAFSA (Free Application for Federal Student Aid). This determines your eligibility for federal aid, and many schools and states use it for scholarships too.

Apply, Apply, Apply

Scholarships aren’t just for high school seniors. There are opportunities for current college students, transfer students, and specific majors—so keep searching and applying every semester.

Meet the Financial Aid Office

They’re your go-to resource for understanding award letters, appeals, and deadlines. Don’t hesitate to reach out with questions—they’re here to help.

Understand the Basics

Financial aid includes grants, loans, work-study programs, and scholarships. Know what each means—and which ones you don’t have to repay.

Start Early

Deadlines come fast. Make sure to submit the FAFSA or other required forms as early as possible. Some aid is first-come, first-served.

Search Widely for Scholarships

From national merit-based awards to local community scholarships, opportunities are everywhere. Use school databases and scholarship search engines to apply broadly.

Ask for Help

Your school’s financial aid office is your go-to resource. They can walk you through forms, explain award letters, and even help you appeal decisions.

Final Thought

With a little research and persistence, you can unlock funding that makes your education more affordable and less stressful.